中商官网
研究报告
瑞丰银行（601528）
| 科目\年度 | 2026-03-31 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
净利润 |
-- | 198700.00 | 194400.00 | 174900.00 | 155100.00 | 129500.00 | 112000.00 | 105400.00 | 97800.00 | 81500.00 | 79800.00 | 73400.00 | 74800.00 | 79900.00 | 95600.00 |
| 营业总收入 |
-- | -- | 438500.00 | 380400.00 | 352500.00 | 331000.00 | 300900.00 | 286000.00 | 264100.00 | 221800.00 | 256900.00 | 233600.00 | 234300.00 | 207700.00 | 204500.00 |
| 一、营业总收入 |
106800.00 | 440800.00 | 438500.00 | 380400.00 | 352500.00 | 331000.00 | 300900.00 | 286000.00 | 264100.00 | 221800.00 | 256900.00 | 233600.00 | 234300.00 | 207700.00 | 204500.00 |
| 其中：营业收入 |
106800.00 | 440800.00 | 438500.00 | 380400.00 | 352500.00 | 331000.00 | 300900.00 | 286000.00 | 264100.00 | 221800.00 | 256900.00 | 233600.00 | 234300.00 | 207700.00 | 204500.00 |
| 利息净收入 |
87900.00 | 325400.00 | 300400.00 | 305400.00 | 318800.00 | 299600.00 | 298200.00 | 267100.00 | 242600.00 | 207100.00 | 234700.00 | 218900.00 | 219400.00 | 212600.00 | 160400.00 |
| 利息收入 |
171500.00 | 697200.00 | 711900.00 | 690500.00 | 631000.00 | 586500.00 | 547000.00 | 500000.00 | 472300.00 | 470100.00 | 460400.00 | 421200.00 | 389400.00 | 349300.00 | 278500.00 |
| 利息支出 |
83600.00 | 371800.00 | 411500.00 | 385100.00 | 312200.00 | 287000.00 | 248800.00 | 232800.00 | 229700.00 | 263000.00 | 225700.00 | 202300.00 | 170000.00 | 136800.00 | 118100.00 |
| 手续费及佣金净收入 |
2170.70 | 11900.00 | 3886.50 | -1336.00 | -8292.40 | -13300.00 | -16700.00 | -12500.00 | -4854.57 | 10000.00 | 6748.69 | 698.50 | 167.80 | 718.90 | 1028.00 |
| 手续费及佣金收入 |
4309.30 | 22700.00 | 18500.00 | 19900.00 | 15700.00 | 10700.00 | 4435.10 | 6747.38 | 5354.47 | 18500.00 | 13900.00 | 6631.70 | 5502.30 | 5234.70 | 4066.00 |
| 手续费及佣金支出 |
2138.60 | 10800.00 | 14600.00 | 21300.00 | 24000.00 | 24100.00 | 21100.00 | 19300.00 | 10200.00 | 8484.19 | 7181.98 | 5933.20 | 5334.50 | 4515.80 | 3038.00 |
| 投资收益 |
11300.00 | 96900.00 | 94200.00 | 47000.00 | 42400.00 | 32700.00 | 18400.00 | 25000.00 | 12900.00 | 1406.23 | 5653.67 | 11300.00 | 3184.00 | -2915.20 | 40200.00 |
| 其中：对联营企业和合营企业的投资收益 |
3302.50 | 16500.00 | 11100.00 | 5396.20 | 674.80 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 公允价值变动收益 |
6162.20 | -8380.20 | 11600.00 | 10800.00 | -2586.90 | 3246.70 | -4120.30 | 2676.33 | -170.51 | 203.35 | -1930.33 | -618.70 | 8081.70 | -5882.50 | -440.29 |
| 汇兑收益 |
-1612.40 | -640.70 | 5250.60 | 2863.30 | -4683.80 | 5494.00 | 3827.90 | 2975.37 | 3027.34 | 1392.24 | 2342.77 | 2536.80 | 2476.30 | 2217.50 | 2212.16 |
| 其他业务收入 |
240.50 | 1272.90 | 1023.90 | 893.20 | 881.20 | 738.20 | 796.20 | 815.18 | 1105.51 | 1062.68 | 959.22 | 819.70 | 981.70 | 1012.20 | 1111.28 |
| 二、营业支出 |
66500.00 | 239100.00 | 256100.00 | 220300.00 | 202600.00 | 194500.00 | 181500.00 | 170900.00 | 145000.00 | 120300.00 | 151400.00 | 134800.00 | 133600.00 | 101700.00 | 76400.00 |
| 营业税金及附加 |
325.00 | 3695.50 | 3752.80 | 3857.30 | 3026.90 | 2391.70 | 2170.40 | 2072.77 | 1534.24 | 1792.84 | 3814.91 | 8693.50 | 9288.90 | 9196.60 | 8645.96 |
| 业务及管理费 |
27800.00 | 136000.00 | 136900.00 | 131900.00 | 117300.00 | 106600.00 | 98700.00 | 92900.00 | 80700.00 | 79900.00 | 81500.00 | 73700.00 | 67000.00 | 64200.00 | 50700.00 |
| 资产减值损失 |
-- | -- | -- | -- | -- | -- | -- | -- | 62400.00 | 38400.00 | 66000.00 | 52400.00 | 57300.00 | 28200.00 | 17000.00 |
| 信用减值损失 |
38300.00 | 99300.00 | 115300.00 | 84500.00 | 82200.00 | 85400.00 | 80400.00 | 75400.00 | -- | -- | -- | -- | -- | -- | -- |
| 二、营业总成本 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 营业税金及附加 |
325.00 | 3695.50 | 3752.80 | 3857.30 | 3026.90 | 2391.70 | 2170.40 | 2072.77 | 1534.24 | 1792.84 | 3814.91 | 8693.50 | 9288.90 | 9196.60 | 8645.96 |
| 利息收入 |
171500.00 | 697200.00 | 711900.00 | 690500.00 | 631000.00 | 586500.00 | 547000.00 | 500000.00 | 472300.00 | 470100.00 | 460400.00 | 421200.00 | 389400.00 | 349300.00 | 278500.00 |
| 资产减值损失 |
-- | -- | -- | -- | -- | -- | -- | -- | 62400.00 | 38400.00 | 66000.00 | 52400.00 | 57300.00 | 28200.00 | 17000.00 |
| 信用减值损失 |
38300.00 | 99300.00 | 115300.00 | 84500.00 | 82200.00 | 85400.00 | 80400.00 | 75400.00 | -- | -- | -- | -- | -- | -- | -- |
| 投资收益 |
11300.00 | 96900.00 | 94200.00 | 47000.00 | 42400.00 | 32700.00 | 18400.00 | 25000.00 | 12900.00 | 1406.23 | 5653.67 | 11300.00 | 3184.00 | -2915.20 | 40200.00 |
| 三、营业利润 |
40300.00 | 201700.00 | 182400.00 | 160000.00 | 149900.00 | 136600.00 | 119400.00 | 115100.00 | 119100.00 | 101500.00 | 105500.00 | 98800.00 | 100700.00 | 106000.00 | 128100.00 |
| 加：营业外收入 |
80.90 | 337.10 | 8479.00 | 20500.00 | 13900.00 | 2144.50 | 2643.00 | 1779.13 | 846.14 | 572.34 | 621.37 | 447.10 | 2702.40 | 5559.50 | 262.09 |
| 减：营业外支出 |
379.90 | 2459.30 | 1481.70 | 1448.30 | 2009.30 | 1703.20 | 2263.50 | 1170.16 | 745.59 | 30.42 | 1260.40 | 1503.80 | 1275.50 | 730.40 | 1967.69 |
| 四、利润总额 |
40000.00 | 199600.00 | 189400.00 | 179100.00 | 161800.00 | 137000.00 | 119800.00 | 115700.00 | 119200.00 | 102000.00 | 104800.00 | 97800.00 | 102100.00 | 110800.00 | 126400.00 |
| 减：所得税费用 |
-2871.10 | 865.20 | -4969.70 | 4205.10 | 6648.70 | 7502.90 | 7805.30 | 10300.00 | 21400.00 | 20500.00 | 25000.00 | 22900.00 | 25300.00 | 28300.00 | 30700.00 |
| 五、净利润 |
42900.00 | 198700.00 | 194400.00 | 174900.00 | 155100.00 | 129500.00 | 112000.00 | 105400.00 | 97800.00 | 81500.00 | 79800.00 | 74900.00 | 76800.00 | 82500.00 | 95600.00 |
| 归属母公司所有者的净利润 |
42200.00 | 196600.00 | 192200.00 | 172700.00 | 152800.00 | 127100.00 | 110500.00 | 103800.00 | 96400.00 | 80300.00 | 79000.00 | 73400.00 | 74800.00 | 79900.00 | 95600.00 |
| 少数股东损益 |
641.40 | 2117.10 | 2217.10 | 2147.80 | 2359.70 | 2381.10 | 1508.40 | 1639.14 | 1407.43 | 1282.48 | 812.93 | 1508.70 | 1987.90 | 2651.10 | -- |
| 扣除非经常性损益后的利润 |
42000.00 | 187700.00 | 170400.00 | 147600.00 | 136900.00 | 125000.00 | 110200.00 | 103400.00 | 89300.00 | -- | 73200.00 | 74200.00 | 73900.00 | 77100.00 | -- |
| 六、每股收益 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| （一）基本每股收益 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| （二）稀释每股收益 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| 七、其他综合收益 |
7950.50 | -85100.00 | 77100.00 | 19800.00 | 8664.60 | 9281.50 | -14600.00 | -1475.25 | 24900.00 | -5599.13 | -18600.00 | 5315.40 | 14300.00 | -11600.00 | -- |
| 归属母公司所有者的其他综合收益 |
7950.50 | -85100.00 | 77100.00 | 19800.00 | 8664.60 | 9281.50 | -14600.00 | -1475.25 | 24900.00 | -5599.13 | -18700.00 | 5315.40 | 14300.00 | -11600.00 | -- |
| 八、综合收益总额 |
50800.00 | 113600.00 | 271500.00 | 194700.00 | 163800.00 | 138800.00 | 97300.00 | 104000.00 | 122700.00 | 75900.00 | 61200.00 | 80200.00 | 91100.00 | 71000.00 | -- |
| 归属于母公司股东的综合收益总额 |
50200.00 | 111400.00 | 269300.00 | 192500.00 | 161500.00 | 136400.00 | 95800.00 | 102300.00 | 121300.00 | 74700.00 | 60400.00 | 78700.00 | 89100.00 | 68300.00 | -- |
| 归属于少数股东的综合收益总额 |
641.40 | 2117.10 | 2217.10 | 2147.80 | 2359.70 | 2381.10 | 1508.40 | 1639.14 | 1407.43 | 1282.48 | 831.47 | 1508.70 | 1997.00 | 2651.10 | -- |