中商官网
研究报告
邮储银行（601658）
| 科目\年度 | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
所有者权益（或股东权益）合计 |
120000000.00 | 116000000.00 | 103000000.00 | 95661600.00 | 82581400.00 | 79554900.00 | 67293000.00 | 54487900.00 | 47531300.00 | 43135700.00 | 34688800.00 | 27083100.00 | 18790900.00 | 14104700.00 | 11486900.00 |
| 资产合计 |
1982000000.00 | 1868000000.00 | 1708000000.00 | 1573000000.00 | 1407000000.00 | 1259000000.00 | 1135000000.00 | 1022000000.00 | 951999900.00 | 901000000.00 | 827000000.00 | 730000000.00 | 629999900.00 | 557000000.00 | 490000000.00 |
| 负债合计 |
1862000000.00 | 1752000000.00 | 1605000000.00 | 1477000000.00 | 1324000000.00 | 1179000000.00 | 1068000000.00 | 967000000.00 | 904000000.00 | 857999900.00 | 792000000.00 | 703000000.00 | 611000000.00 | 543000000.00 | 479000000.00 |
| 归属于母公司所有者权益合计 |
120000000.00 | 116000000.00 | 103000000.00 | 95487300.00 | 82422500.00 | 79409100.00 | 67179900.00 | 54386700.00 | 47440400.00 | 43097300.00 | 34653000.00 | 27044800.00 | 18790900.00 | 14104700.00 | 11486900.00 |
| 资产 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 现金及存放中央银行款项 |
140000000.00 | 132000000.00 | 131000000.00 | 134000000.00 | 126000000.00 | 119000000.00 | 122000000.00 | 115000000.00 | 120000000.00 | 141000000.00 | 131000000.00 | 113000000.00 | 139000000.00 | 123000000.00 | 111000000.00 |
| 存放同业款项 |
34702300.00 | 39140800.00 | 26247600.00 | 18921600.00 | 16142200.00 | 9078200.00 | 4368200.00 | 2837300.00 | 14035100.00 | 29675800.00 | 17577600.00 | 32413700.00 | 73021700.00 | 104000000.00 | 89974000.00 |
| 拆出资金 |
34123600.00 | 41382700.00 | 34801700.00 | 29774200.00 | 30383600.00 | 28009300.00 | 24839600.00 | 26959700.00 | 28562200.00 | 31599900.00 | 19328700.00 | 20048500.00 | 11375400.00 | 9348200.00 | 4227800.00 |
| 交易性金融资产 |
109000000.00 | 95965400.00 | 102000000.00 | 88851600.00 | 86378300.00 | 75059700.00 | 41928100.00 | 31016100.00 | 34166200.00 | 11999200.00 | 6897600.00 | 2771900.00 | 989800.00 | 448200.00 | 550500.00 |
| 衍生金融资产 |
876499.90 | 360400.00 | 666100.00 | 215400.00 | 190500.00 | 605300.00 | 1114000.00 | 500900.00 | 716600.00 | 658400.00 | 617899.90 | 107300.00 | 42600.00 | 28900.00 | 1200.00 |
| 买入返售金融资产 |
26343200.00 | 51089000.00 | 22984200.00 | 40952600.00 | 22987000.00 | 26522900.00 | 25995600.00 | 14739400.00 | 23968700.00 | 14197400.00 | 7313100.00 | 14886800.00 | 55752300.00 | 38718700.00 | 41062400.00 |
| 应收利息 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | 4187800.00 | 3344800.00 | 3083700.00 | 3352300.00 | 3515100.00 | 2810500.00 |
| 发放贷款及垫款 |
1005000000.00 | 944000000.00 | 868000000.00 | 792000000.00 | 697999900.00 | 623999900.00 | 551000000.00 | 481000000.00 | 415000000.00 | 354000000.00 | 294000000.00 | 241000000.00 | 183000000.00 | 146000000.00 | 121000000.00 |
| 可供出售金融资产 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | 68674800.00 | 116000000.00 | 39068300.00 | 13833100.00 | 13663800.00 | 22134700.00 |
| 持有至到期投资 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | 93573500.00 | 73615400.00 | 68476700.00 | 66151300.00 | 68160400.00 | 67532200.00 |
| 应收款项类投资 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | 142000000.00 | 150000000.00 | 188000000.00 | 77048000.00 | 45471700.00 | 25399900.00 |
| 长期股权投资 |
78200.00 | 76400.00 | 73300.00 | 67300.00 | 65300.00 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 固定资产 |
4662800.00 | 4802300.00 | 4608700.00 | 4413900.00 | 4018400.00 | 3947700.00 | 4870600.00 | 4649000.00 | 4539900.00 | 4380400.00 | 3928200.00 | 3654600.00 | 3633100.00 | 3151100.00 | 2849300.00 |
| 无形资产 |
1063300.00 | 965700.00 | 838300.00 | 780900.00 | 725099.90 | 406700.00 | 427200.00 | 374500.00 | 343500.00 | 355400.00 | 356600.00 | 337600.00 | 272700.00 | 262500.00 | 236400.00 |
| 递延所得税资产 |
7020700.00 | 6542500.00 | 6118500.00 | 6250800.00 | 6395500.00 | 5631900.00 | 5321700.00 | 4723700.00 | 3588700.00 | 2225800.00 | 1346500.00 | 919899.90 | 699800.00 | 431500.00 | 219700.00 |
| 其他资产 |
9612700.00 | 9434600.00 | 9441700.00 | 5144300.00 | 3392600.00 | 4472000.00 | 2666100.00 | 2146600.00 | 1870400.00 | 1917600.00 | 1415700.00 | 1135000.00 | 1477800.00 | 887800.00 | 1112100.00 |
| 资产合计 |
1982000000.00 | 1868000000.00 | 1708000000.00 | 1573000000.00 | 1407000000.00 | 1259000000.00 | 1135000000.00 | 1022000000.00 | 951999900.00 | 901000000.00 | 827000000.00 | 730000000.00 | 629999900.00 | 557000000.00 | 490000000.00 |
| 负债 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 向中央银行借款 |
2833200.00 | 2718400.00 | 2613800.00 | 3383500.00 | 2481500.00 | 1731600.00 | 2528800.00 | -- | -- | -- | -- | -- | -- | -- | -- |
| 同业及其他金融机构存放款项 |
31382800.00 | 18927100.00 | 13559900.00 | 9530300.00 | 7877000.00 | 15480900.00 | 8591200.00 | 4725200.00 | 7416500.00 | 4845400.00 | 28168700.00 | 9135100.00 | 4061900.00 | 2516000.00 | 1938400.00 |
| 拆入资金 |
6296300.00 | 5613500.00 | 4729900.00 | 6021200.00 | 4269900.00 | 4256500.00 | 3074300.00 | 2579600.00 | 3984500.00 | 7361700.00 | 1415800.00 | 7085900.00 | 1826400.00 | 1225500.00 | 513700.00 |
| 以公允价值计量且其变动计入当期损益的金融负债 |
-- | -- | -- | -- | -- | -- | -- | -- | 236000.00 | 4219300.00 | 1062300.00 | 413900.00 | -- | -- | -- |
| 衍生金融负债 |
504600.00 | 467100.00 | 719900.00 | 359500.00 | 246500.00 | 517600.00 | 963200.00 | 506500.00 | 646300.00 | 661600.00 | 640399.90 | 103900.00 | 42000.00 | 30400.00 | 1100.00 |
| 卖出回购金融资产款 |
29173100.00 | 25540000.00 | 19452400.00 | 27336400.00 | 18364600.00 | 3464300.00 | 2513400.00 | 9865800.00 | 13491900.00 | 11514300.00 | 12978900.00 | 39481700.00 | 11591800.00 | 7549400.00 | 1387600.00 |
| 吸收存款 |
1744000000.00 | 1654000000.00 | 1529000000.00 | 1396000000.00 | 1271000000.00 | 1135000000.00 | 1036000000.00 | 931000000.00 | 863000000.00 | 806000000.00 | 729000000.00 | 631000000.00 | 580000000.00 | 521000000.00 | 466000000.00 |
| 应付职工薪酬 |
2194800.00 | 2629800.00 | 2410500.00 | 2343100.00 | 2286000.00 | 1907100.00 | 1561500.00 | 1404600.00 | 969799.90 | 804000.00 | 599600.00 | 621899.90 | 342300.00 | 242500.00 | 127700.00 |
| 应交税费 |
1128500.00 | 448900.00 | 371400.00 | 416700.00 | 724000.00 | 872100.00 | 1463500.00 | 1293100.00 | 1783200.00 | 908299.90 | 370300.00 | 606000.00 | 660299.90 | 368600.00 | 219900.00 |
| 应付利息 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | 8854100.00 | 8955800.00 | 9131700.00 | 8619500.00 | 7686900.00 | 6162900.00 |
| 应付债券 |
27617900.00 | 25128400.00 | 24198000.00 | 26113800.00 | 10191000.00 | 8142600.00 | 5797400.00 | 9697900.00 | 7615400.00 | 7493200.00 | 5494300.00 | 2497300.00 | -- | -- | -- |
| 递延所得税负债 |
4800.00 | 1700.00 | 5700.00 | 400.00 | 1100.00 | 1100.00 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 其他负债 |
15613100.00 | 15237900.00 | 7588300.00 | 4973500.00 | 5271500.00 | 6483000.00 | 4809300.00 | 4863800.00 | 5202200.00 | 5191600.00 | 3556200.00 | 2974500.00 | 3602800.00 | 3074300.00 | 2542200.00 |
| 负债合计 |
1862000000.00 | 1752000000.00 | 1605000000.00 | 1477000000.00 | 1324000000.00 | 1179000000.00 | 1068000000.00 | 967000000.00 | 904000000.00 | 857999900.00 | 792000000.00 | 703000000.00 | 611000000.00 | 543000000.00 | 479000000.00 |
| 所有者权益（或股东权益 |
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 实收资本（或股本） |
12009500.00 | 12009500.00 | 9916100.00 | 9916100.00 | 9238400.00 | 9238400.00 | 8697900.00 | 8620300.00 | 8103100.00 | 8103100.00 | 8103100.00 | 6860400.00 | 5700000.00 | 4700000.00 | 4500000.00 |
| 资本公积 |
27169300.00 | 27169700.00 | 16268100.00 | 16268200.00 | 12447900.00 | 12548600.00 | 10090600.00 | 9747700.00 | 7464800.00 | 7465900.00 | 7465900.00 | 3698400.00 | 344800.00 | 344800.00 | 499400.00 |
| 其他综合收益 |
532000.00 | 540500.00 | 907099.90 | 503400.00 | 491800.00 | 1205400.00 | 272500.00 | 231900.00 | 359300.00 | -504400.00 | 7000.00 | 489100.00 | 235100.00 | -194400.00 | -- |
| 其他权益工具 |
15000000.00 | 14999600.00 | 19998600.00 | 16998600.00 | 13998600.00 | 15785500.00 | 12785800.00 | 4786900.00 | 4786900.00 | 4784600.00 | -- | -- | -- | -- | -- |
| 其中：优先股 |
-- | -- | -- | -- | -- | 4786900.00 | 4786900.00 | 4786900.00 | 4786900.00 | 4784600.00 | -- | -- | -- | -- | -- |
| 盈余公积 |
8415700.00 | 8415700.00 | 7554000.00 | 6701000.00 | 5847800.00 | 5010500.00 | 4268800.00 | 3643900.00 | 3037100.00 | 2515900.00 | 2039500.00 | 1641100.00 | 1292500.00 | 966799.90 | 667700.00 |
| 一般风险准备 |
24357500.00 | 24345400.00 | 21988700.00 | 20169600.00 | 17878400.00 | 15736700.00 | 13007100.00 | 11612900.00 | 10395900.00 | 10101100.00 | 9380300.00 | 8475400.00 | 6688700.00 | 5851200.00 | 3331800.00 |
| 未分配利润 |
32149900.00 | 28534200.00 | 26334300.00 | 24930400.00 | 22519600.00 | 19884000.00 | 18057200.00 | 15743100.00 | 13293300.00 | 10631100.00 | 7657200.00 | 5880400.00 | 4529800.00 | 2436300.00 | 2488000.00 |
| 归属于母公司所有者权益合计 |
120000000.00 | 116000000.00 | 103000000.00 | 95487300.00 | 82422500.00 | 79409100.00 | 67179900.00 | 54386700.00 | 47440400.00 | 43097300.00 | 34653000.00 | 27044800.00 | 18790900.00 | 14104700.00 | 11486900.00 |
| 少数股东权益 |
236700.00 | 219900.00 | 198000.00 | 174300.00 | 158900.00 | 145800.00 | 113100.00 | 101200.00 | 90900.00 | 38400.00 | 35800.00 | 38300.00 | -- | -- | -- |
| 所有者权益（或股东权益）合计 |
120000000.00 | 116000000.00 | 103000000.00 | 95661600.00 | 82581400.00 | 79554900.00 | 67293000.00 | 54487900.00 | 47531300.00 | 43135700.00 | 34688800.00 | 27083100.00 | 18790900.00 | 14104700.00 | 11486900.00 |
| 负债和所有者权益总计 |
1982000000.00 | 1868000000.00 | 1708000000.00 | 1573000000.00 | 1407000000.00 | 1259000000.00 | 1135000000.00 | 1022000000.00 | 951999900.00 | 901000000.00 | 827000000.00 | 730000000.00 | 629999900.00 | 557000000.00 | 490000000.00 |