中商官网
研究报告
齐鲁银行（832666）
主要经济指标
| 类别\年份 | 营业收入 （元) |
营业收入同比 （%) |
营业利润 （元) |
营业利润同比 （%) |
利润总额 （元) |
利润总额同比 （%) |
净利润 （元) |
净利润同比 （%) |
| 2024-12-31 | 12496000000.0000 | 4.55 | 5159000000.0000 | 16.67 | 5157000000.0000 | 16.86 | 4945000000.0000 | 15.84 |
| 2025-03-31 | 3165000000.0000 | 4.73 | 1407000000.0000 | 15.71 | 1408000000.0000 | 15.79 | 1364000000.0000 | 15.69 |
| 2024-09-30 | 9485000000.0000 | 4.27 | 3494000000.0000 | 13.04 | 3491000000.0000 | 12.72 | 3423000000.0000 | 15.33 |
| 2024-06-30 | 6412000000.0000 | 5.53 | 2408000000.0000 | 16.72 | 2405000000.0000 | 16.07 | 2346000000.0000 | 15.74 |
| 2023-12-31 | 11952000000.0000 | 8.03 | 4422000000.0000 | 14.80 | 4413000000.0000 | 14.06 | 4269000000.0000 | 17.57 |
| 2024-03-31 | 3022000000.0000 | 5.52 | 1216000000.0000 | 11.66 | 1216000000.0000 | 11.05 | 1179000000.0000 | 15.36 |
| 2023-09-30 | 9097000000.0000 | 8.23 | 3091000000.0000 | 15.04 | 3097000000.0000 | 14.58 | 2968000000.0000 | 15.98 |
| 2023-06-30 | 6076000000.0000 | 10.88 | 2063000000.0000 | 11.88 | 2072000000.0000 | 12.12 | 2027000000.0000 | 15.24 |
| 2022-09-30 | 8405000000.0000 | 17.21 | 2687000000.0000 | 18.27 | 2703000000.0000 | 18.24 | 2559000000.0000 | 19.86 |
| 2023-03-31 | 2864000000.0000 | 8.73 | 1089000000.0000 | 6.56 | 1095000000.0000 | 7.14 | 1022000000.0000 | 12.31 |
| 2022-12-31 | 11064000000.0000 | 8.82 | 3852000000.0000 | 16.02 | 3869000000.0000 | 15.84 | 3631000000.0000 | 18.20 |
| 2022-03-31 | 2634000000.0000 | 18.01 | 1022000000.0000 | 18.70 | 1022000000.0000 | 17.88 | 910000000.0000 | 19.89 |
| 2021-12-31 | 10167000000.0000 | 28.11 | 3320000000.0000 | 16.53 | 3340000000.0000 | 15.85 | 3072000000.0000 | 20.71 |
| 2022-06-30 | 5480000000.0000 | 19.08 | 1844000000.0000 | 12.85 | 1848000000.0000 | 12.27 | 1759000000.0000 | 18.05 |
| 2021-09-30 | 7171000000.0000 | 22.50 | 2272000000.0000 | 11.70 | 2286000000.0000 | 10.60 | 2135000000.0000 | 14.23 |
| 2021-06-30 | 4602000000.0000 | 17.01 | 1634000000.0000 | 9.44 | 1646000000.0000 | 8.01 | 1490000000.0000 | 12.28 |
| 2020-09-30 | 5854000000.0000 | 10.75 | 2034000000.0000 | -1.41 | 2067000000.0000 | -1.90 | 1869000000.0000 | 9.88 |
| 2020-12-31 | 7936000000.0000 | 7.14 | 2849000000.0000 | 6.66 | 2883000000.0000 | 6.15 | 2545000000.0000 | 7.98 |
| 2021-03-31 | 2232000000.0000 | 14.34 | 861000000.0000 | 4.49 | 867000000.0000 | 4.71 | 759000000.0000 | 8.12 |
| 2020-06-30 | 3933000000.0000 | 14.20 | 1493000000.0000 | 8.03 | 1524000000.0000 | 7.40 | 1327000000.0000 | 9.76 |
| 2020-03-31 | 1952000000.0000 | 19.61 | 824000000.0000 | 7.15 | 828000000.0000 | 6.98 | 702000000.0000 | 10.20 |
| 2019-12-31 | 7407000000.0000 | 15.70 | 2671000000.0000 | 4.54 | 2716000000.0000 | 6.14 | 2357000000.0000 | 8.67 |
| 2019-09-30 | 5286000000.0000 | 16.56 | 2063000000.0000 | 11.82 | 2107000000.0000 | 14.26 | 1701000000.0000 | 9.67 |
| 2019-06-30 | 3444000000.0000 | 14.72 | 1382000000.0000 | 9.77 | 1419000000.0000 | 12.80 | 1209000000.0000 | 11.22 |
| 2019-03-31 | 1632000000.0000 | 16.49 | 769000000.0000 | 12.26 | 774000000.0000 | 13.32 | 637000000.0000 | 13.35 |
| 2018-09-30 | 4535000000.0000 | 14.00 | 1845000000.0000 | 3.94 | 1844000000.0000 | 3.77 | 1551000000.0000 | 5.15 |
| 2018-12-31 | 6402000000.0000 | 17.99 | 2555000000.0000 | 8.08 | 2559000000.0000 | 8.11 | 2169000000.0000 | 7.06 |
| 2018-06-30 | 3002000000.0000 | 14.76 | 1259000000.0000 | 3.37 | 1258000000.0000 | 3.20 | 1087000000.0000 | 5.13 |
| 2017-12-31 | 5426000000.0000 | 5.28 | 2364000000.0000 | 20.92 | 2367000000.0000 | 19.79 | 2026000000.0000 | 22.49 |
| 2018-03-31 | 1401000000.0000 | 11.01 | 685000000.0000 | 8.90 | 683000000.0000 | 8.24 | 562000000.0000 | 6.84 |
| 2017-09-30 | 3978000000.0000 | 4.22 | 1775000000.0000 | 24.47 | 1777000000.0000 | 22.05 | 1475000000.0000 | 22.71 |
| 2017-06-30 | 2616000000.0000 | 1.59 | 1218000000.0000 | 26.22 | 1219000000.0000 | 25.15 | 1034000000.0000 | 26.41 |
| 2017-03-31 | 1262000000.0000 | -0.63 | 629000000.0000 | 0.16 | 631000000.0000 | -0.63 | 526000000.0000 | 4.99 |
| 2016-09-30 | 3817000000.0000 | 32.58 | 1426000000.0000 | 51.86 | 1456000000.0000 | 54.89 | 1202000000.0000 | 57.12 |
| 2016-12-31 | 5154000000.0000 | 21.79 | 1955000000.0000 | 39.25 | 1976000000.0000 | 36.09 | 1654000000.0000 | 38.29 |
| 2016-03-31 | 1270000000.0000 | -- | 628000000.0000 | -- | 635000000.0000 | -- | 501000000.0000 | -- |
| 2015-12-31 | 4232000000.0000 | 19.85 | 1404000000.0000 | 1.37 | 1452000000.0000 | 7.56 | 1196000000.0000 | 9.22 |
| 2016-06-30 | 2575000000.0000 | 43.85 | 965000000.0000 | 54.90 | 974000000.0000 | 55.34 | 818000000.0000 | 55.51 |
| 2015-09-30 | 2879000000.0000 | -- | 939000000.0000 | -- | 940000000.0000 | -- | 765000000.0000 | -- |
| 2015-06-30 | 1790000000.0000 | 1.47 | 623000000.0000 | -25.92 | 627000000.0000 | -26.15 | 526000000.0000 | -22.30 |
| 2014-12-31 | 3531000000.0000 | 24.59 | 1385000000.0000 | 10.71 | 1350000000.0000 | 8.00 | 1095000000.0000 | 8.31 |
| 2013-12-31 | 2834000000.0000 | 15.11 | 1251000000.0000 | 11.10 | 1250000000.0000 | 17.04 | 1011000000.0000 | 17.56 |
| 2014-06-30 | 1764000000.0000 | -- | 841000000.0000 | -- | 849000000.0000 | -- | 677000000.0000 | -- |
| 2012-12-31 | 2462000000.0000 | 16.19 | 1126000000.0000 | 19.79 | 1068000000.0000 | 11.37 | 860000000.0000 | 9.14 |
| 2011-12-31 | 2119000000.0000 | -7.95 | 940000000.0000 | 139.80 | 959000000.0000 | 141.56 | 788000000.0000 | 136.64 |
| 2010-12-31 | 2302000000.0000 | 25.11 | 392000000.0000 | -34.67 | 397000000.0000 | -33.94 | 333000000.0000 | -31.34 |
| 2009-12-31 | 1840000000.0000 | -3.61 | 600000000.0000 | 28.76 | 601000000.0000 | 28.42 | 485000000.0000 | 38.18 |
| 2009-09-30 | 1330000000.0000 | -- | 514000000.0000 | -- | 514000000.0000 | -- | 386000000.0000 | -- |
| 2008-12-31 | 1909000000.0000 | 41.20 | 466000000.0000 | 10.69 | 468000000.0000 | 10.38 | 351000000.0000 | 50.00 |
| 2007-12-31 | 1352000000.0000 | -10.11 | 421000000.0000 | -25.49 | 424000000.0000 | 69.60 | 234000000.0000 | 63.64 |
| 2006-12-31 | 1504000000.0000 | 26.07 | 565000000.0000 | 156.82 | 250000000.0000 | 15.74 | 143000000.0000 | 109.76 |
| 2005-12-31 | 1193000000.0000 | 19.66 | 220000000.0000 | -20.00 | 216000000.0000 | 145.21 | 68172000.0000 | 35.01 |
| 2004-12-31 | 997000000.0000 | -- | 275000000.0000 | -- | 88087000.0000 | -- | 50495000.0000 | -- |
| 2025-06-30 | 6782000000.0000 | 5.77 | 2753000000.0000 | 14.33 | -- | -100.00 | -- | -100.00 |
盈利能力分析
| 类别\年份 | 销售毛利率 （%) |
营业利润率 （%) |
总资产利润率 （%) |
净资产收益率 | 存货周转率 | 应收账款周转率 （次) |
总资产周转率 （次) |
| 2024-12 | 41.29 | 41.27 | 0.75 | 12.5200 | -- | -- | 0.02 |
| 2025-03 | 44.45 | 44.49 | 0.20 | 3.1300 | -- | -- | 0.00 |
| 2024-09 | 36.84 | 36.81 | 0.52 | 8.9700 | -- | -- | 0.01 |
| 2024-06 | 37.54 | 37.51 | 0.37 | 6.3300 | -- | -- | 0.01 |
| 2023-12 | 37.00 | 36.92 | 0.73 | 12.9000 | -- | -- | 0.02 |
| 2024-03 | 40.24 | 40.24 | 0.19 | 3.0600 | -- | -- | 0.00 |
| 2023-09 | 33.98 | 34.04 | 0.54 | 8.8900 | -- | -- | 0.02 |
| 2023-06 | 33.95 | 34.10 | 0.38 | 6.3200 | -- | -- | 0.01 |
| 2022-09 | 31.97 | 32.16 | 0.55 | 8.2100 | -- | -- | 0.02 |
| 2023-03 | 38.02 | 38.23 | 0.21 | 3.0300 | -- | -- | 0.01 |
| 2022-12 | 34.82 | 34.97 | 0.76 | 11.9200 | -- | -- | 0.02 |
| 2022-03 | 38.76 | 38.80 | 0.23 | 11.5400 | -- | -- | 0.01 |
| 2021-12 | 32.65 | 32.85 | 0.77 | 11.4000 | -- | -- | 0.02 |
| 2022-06 | 33.65 | 33.72 | 0.39 | 5.9200 | -- | -- | 0.01 |
| 2021-09 | 31.68 | 31.88 | 0.55 | 7.8600 | -- | -- | 0.02 |
| 2021-06 | 35.51 | 35.77 | 0.41 | 6.4900 | -- | -- | 0.01 |
| 2020-09 | 34.75 | 35.31 | 0.61 | 8.4200 | -- | -- | 0.02 |
| 2020-12 | 35.90 | 36.33 | 0.80 | 11.4300 | -- | -- | 0.02 |
| 2021-03 | 38.58 | 38.84 | 0.23 | 3.3600 | -- | -- | 0.01 |
| 2020-06 | 37.94 | 38.75 | 0.46 | 6.3100 | -- | -- | 0.01 |
| 2020-03 | 42.21 | 42.42 | 0.26 | 3.3300 | -- | -- | 0.01 |
| 2019-12 | 36.06 | 36.67 | 0.88 | 11.4300 | -- | -- | 0.02 |
| 2019-09 | 39.03 | 39.86 | 0.73 | 8.1700 | -- | -- | 0.02 |
| 2019-06 | 40.13 | 41.20 | 0.50 | 6.2100 | -- | -- | 0.01 |
| 2019-03 | 47.12 | 47.43 | 0.28 | 3.3300 | -- | -- | 0.01 |
| 2018-09 | 40.68 | 40.66 | 0.72 | 8.4500 | -- | -- | 0.02 |
| 2018-12 | 39.91 | 39.97 | 0.96 | 11.7800 | -- | -- | 0.02 |
| 2018-06 | 41.94 | 41.91 | 0.50 | 6.3800 | -- | -- | 0.01 |
| 2017-12 | 43.57 | 43.62 | 1.00 | 17.1800 | -- | -- | 0.02 |
| 2018-03 | 48.89 | 48.75 | 0.28 | 3.3500 | -- | -- | 0.01 |
| 2017-09 | 44.62 | 44.67 | 0.79 | 13.2900 | -- | -- | 0.02 |
| 2017-06 | 46.56 | 46.60 | 0.57 | 9.3200 | -- | -- | 0.01 |
| 2017-03 | 49.84 | 50.00 | 0.30 | 4.7900 | -- | -- | 0.01 |
| 2016-09 | 37.33 | 38.15 | 0.78 | -- | -- | -- | 0.02 |
| 2016-12 | 37.93 | 38.34 | 0.95 | 15.9200 | -- | -- | 0.02 |
| 2016-03 | 49.45 | 50.00 | -- | 4.8800 | -- | -- | -- |
| 2015-12 | 33.18 | 34.31 | 0.95 | 13.7600 | -- | -- | 0.03 |
| 2016-06 | 37.48 | 37.83 | 0.56 | 7.9200 | -- | -- | 0.01 |
| 2015-09 | 32.58 | 32.65 | -- | -- | -- | -- | -- |
| 2015-06 | 34.86 | 35.03 | 0.47 | 6.9600 | -- | -- | 0.01 |
| 2014-12 | 39.22 | 38.23 | 1.10 | 16.6600 | -- | -- | 0.03 |
| 2013-12 | 44.18 | 44.11 | 1.33 | 17.9800 | -- | -- | 0.03 |
| 2014-06 | 47.68 | 48.13 | -- | 10.6300 | -- | -- | -- |
| 2012-12 | 45.74 | 43.38 | 1.28 | -- | -- | -- | 0.03 |
| 2011-12 | 44.36 | 45.26 | 1.24 | -- | -- | -- | 0.03 |
| 2010-12 | 17.03 | 17.25 | 0.46 | -- | -- | -- | 0.03 |
| 2009-12 | 32.55 | 32.66 | 0.97 | -- | -- | -- | 0.03 |
| 2009-09 | 38.65 | 38.65 | 0.87 | -- | -- | -- | 0.02 |
| 2008-12 | 24.41 | 24.52 | 0.94 | -- | -- | -- | 0.04 |
| 2007-12 | 31.14 | 31.36 | 1.12 | -- | -- | -- | 0.04 |
| 2006-12 | 75.66 | 16.62 | 0.77 | -- | -- | -- | 0.05 |
| 2005-12 | 74.94 | 18.11 | 0.86 | -- | -- | -- | 0.05 |
| 2004-12 | 75.03 | 8.84 | 0.37 | -- | -- | -- | 0.04 |
| 2025-06 | 100.00 | 0.00 | -- | -- | -- | -- | -- |
偿债能力分析
| 类别\年份 | 资产负债率 （%) |
股东权益比率 （%) |
流动比率 | 速动比率 |
| 2024-12 | 92.99 | 7.01 | -- | -- |
| 2025-03 | 93.26 | 6.74 | -- | -- |
| 2024-09 | 93.21 | 6.79 | -- | -- |
| 2024-06 | 93.17 | 6.83 | -- | -- |
| 2023-12 | 93.08 | 6.91 | -- | -- |
| 2024-03 | 92.99 | 7.01 | -- | -- |
| 2023-09 | 93.36 | 6.64 | -- | -- |
| 2023-06 | 93.24 | 6.76 | -- | -- |
| 2022-09 | 93.07 | 6.93 | -- | -- |
| 2023-03 | 93.08 | 6.92 | -- | -- |
| 2022-12 | 92.97 | 7.03 | -- | -- |
| 2022-03 | 92.66 | 7.34 | -- | -- |
| 2021-12 | 92.48 | 7.52 | -- | -- |
| 2022-06 | 92.97 | 7.03 | -- | -- |
| 2021-09 | 92.43 | 7.57 | -- | -- |
| 2021-06 | 91.60 | 8.40 | -- | -- |
| 2020-09 | 92.24 | 7.76 | -- | -- |
| 2020-12 | 92.42 | 7.58 | -- | -- |
| 2021-03 | 92.02 | 7.98 | -- | -- |
| 2020-06 | 92.92 | 7.08 | -- | -- |
| 2020-03 | 92.47 | 7.53 | -- | -- |
| 2019-12 | 92.63 | 7.37 | -- | -- |
| 2019-09 | 92.30 | 7.70 | -- | -- |
| 2019-06 | 92.37 | 7.63 | -- | -- |
| 2019-03 | 92.05 | 7.95 | -- | -- |
| 2018-09 | 92.21 | 7.79 | -- | -- |
| 2018-12 | 92.14 | 7.86 | -- | -- |
| 2018-06 | 92.33 | 7.67 | -- | -- |
| 2017-12 | 92.20 | 7.80 | -- | -- |
| 2018-03 | 92.11 | 7.89 | -- | -- |
| 2017-09 | 94.10 | 5.90 | -- | -- |
| 2017-06 | 93.92 | 6.08 | -- | -- |
| 2017-03 | 93.74 | 6.26 | -- | -- |
| 2016-09 | 93.05 | 6.95 | -- | -- |
| 2016-12 | 93.78 | 6.22 | -- | -- |
| 2016-03 | -- | -- | -- | -- |
| 2015-12 | 93.43 | 6.58 | -- | -- |
| 2016-06 | 94.01 | 5.99 | -- | -- |
| 2015-09 | -- | -- | -- | -- |
| 2015-06 | 92.92 | 7.08 | -- | -- |
| 2014-12 | 94.12 | 5.88 | -- | -- |
| 2013-12 | 93.62 | 6.38 | -- | -- |
| 2014-06 | -- | -- | -- | -- |
| 2012-12 | 93.63 | 6.37 | -- | -- |
| 2011-12 | 94.31 | 5.69 | -- | -- |
| 2010-12 | 95.77 | 4.23 | -- | -- |
| 2009-12 | 95.44 | 4.56 | -- | -- |
| 2009-09 | 95.44 | 4.56 | -- | -- |
| 2008-12 | 94.61 | 5.39 | -- | -- |
| 2007-12 | 95.00 | 5.01 | -- | -- |
| 2006-12 | 94.29 | 5.71 | 0.7200 | 0.7000 |
| 2005-12 | 94.59 | 5.40 | 0.7200 | 0.6800 |
| 2004-12 | 94.50 | 5.50 | 0.7300 | 0.7000 |
| 2025-06 | -- | -- | -- | -- |
成本费用分析
| 类别\年份 | 营业成本 （元) |
销售费用 （元) |
管理费用 （元) |
财务费用 （元) |
| 2024-12 | 7336000000.0000 | -- | 3413000000.0000 | -- |
| 2025-03 | 1758000000.0000 | -- | 862000000.0000 | -- |
| 2024-09 | 5991000000.0000 | -- | 2399000000.0000 | -- |
| 2024-06 | 4005000000.0000 | -- | 1586000000.0000 | -- |
| 2023-12 | 7530000000.0000 | -- | 3146000000.0000 | -- |
| 2024-03 | 1806000000.0000 | -- | 814000000.0000 | -- |
| 2023-09 | 6006000000.0000 | -- | 2249000000.0000 | -- |
| 2023-06 | 4013000000.0000 | -- | 1481000000.0000 | -- |
| 2022-09 | 5718000000.0000 | -- | 2140000000.0000 | -- |
| 2023-03 | 1775000000.0000 | -- | 759000000.0000 | -- |
| 2022-12 | 7212000000.0000 | -- | 2917000000.0000 | -- |
| 2022-03 | 1613000000.0000 | -- | 726000000.0000 | -- |
| 2021-12 | 6847000000.0000 | -- | 2660000000.0000 | -- |
| 2022-06 | 3636000000.0000 | -- | 1360000000.0000 | -- |
| 2021-09 | 4899000000.0000 | -- | 1934000000.0000 | -- |
| 2021-06 | 2968000000.0000 | -- | 1242000000.0000 | -- |
| 2020-09 | 3820000000.0000 | -- | 1631000000.0000 | -- |
| 2020-12 | 5087000000.0000 | -- | 2277000000.0000 | -- |
| 2021-03 | 1371000000.0000 | -- | 627000000.0000 | -- |
| 2020-06 | 2441000000.0000 | -- | 1095000000.0000 | -- |
| 2020-03 | 1128000000.0000 | -- | 548000000.0000 | -- |
| 2019-12 | 4736000000.0000 | -- | 2170000000.0000 | -- |
| 2019-09 | 3223000000.0000 | -- | 1637000000.0000 | -- |
| 2019-06 | 2062000000.0000 | -- | 1045000000.0000 | -- |
| 2019-03 | 863000000.0000 | -- | 512000000.0000 | -- |
| 2018-09 | 2690000000.0000 | -- | 1435000000.0000 | -- |
| 2018-12 | 3847000000.0000 | -- | 2003000000.0000 | -- |
| 2018-06 | 1743000000.0000 | -- | 909000000.0000 | -- |
| 2017-12 | 3062000000.0000 | -- | 1688000000.0000 | -- |
| 2018-03 | 716000000.0000 | -- | 456000000.0000 | -- |
| 2017-09 | 2203000000.0000 | -- | 1251000000.0000 | -- |
| 2017-06 | 1398000000.0000 | -- | 776000000.0000 | -- |
| 2017-03 | 633000000.0000 | -- | 365000000.0000 | -- |
| 2016-09 | 2392000000.0000 | -- | 1160000000.0000 | -- |
| 2016-12 | 3199000000.0000 | -- | 1591000000.0000 | -- |
| 2016-03 | 642000000.0000 | -- | 260000000.0000 | -- |
| 2015-12 | 2828000000.0000 | -- | 1514000000.0000 | -- |
| 2016-06 | 1610000000.0000 | -- | 748000000.0000 | -- |
| 2015-09 | 1941000000.0000 | -- | 989000000.0000 | -- |
| 2015-06 | 1166000000.0000 | -- | 582000000.0000 | -- |
| 2014-12 | 2146000000.0000 | -- | 1186000000.0000 | -- |
| 2013-12 | 1582000000.0000 | -- | 1018000000.0000 | -- |
| 2014-06 | 923000000.0000 | -- | 519000000.0000 | -- |
| 2012-12 | 1336000000.0000 | -- | 919000000.0000 | -- |
| 2011-12 | 1179000000.0000 | -- | 923000000.0000 | -- |
| 2010-12 | 1910000000.0000 | -- | 798000000.0000 | -- |
| 2009-12 | 1241000000.0000 | -- | 613000000.0000 | -- |
| 2009-09 | 816000000.0000 | -- | 395000000.0000 | -- |
| 2008-12 | 1443000000.0000 | -- | 534000000.0000 | -- |
| 2007-12 | 931000000.0000 | -- | 405000000.0000 | -- |
| 2006-12 | 366000000.0000 | 294000000.0000 | -- | -- |
| 2005-12 | 299000000.0000 | 244000000.0000 | -- | -- |
| 2004-12 | 249000000.0000 | 202000000.0000 | -- | -- |
| 2025-06 | -- | -- | -- | -- |