中商官网
研究报告
海博小贷（831199）
主要经济指标
| 类别\年份 | 营业收入 （元) |
营业收入同比 （%) |
营业利润 （元) |
营业利润同比 （%) |
利润总额 （元) |
利润总额同比 （%) |
净利润 （元) |
净利润同比 （%) |
| 2025-03-31 | 28082400.0000 | -21.65 | 26087000.0000 | -16.58 | 25754400.0000 | -18.05 | 17553300.0000 | -24.69 |
| 2024-12-31 | 160000000.0000 | -8.05 | 92935100.0000 | -35.46 | 93048800.0000 | -36.27 | 69777200.0000 | -36.57 |
| 2024-06-30 | 74456100.0000 | -15.69 | 66377900.0000 | 21.29 | 66519100.0000 | 20.54 | 49944600.0000 | 14.81 |
| 2024-09-30 | 119000000.0000 | -7.75 | 74063000.0000 | -16.97 | 74190500.0000 | -17.27 | 55642900.0000 | -19.91 |
| 2024-03-31 | 35842500.0000 | -8.11 | 31272900.0000 | 124.59 | 31427900.0000 | 118.53 | 23309200.0000 | 83.91 |
| 2023-12-31 | 174000000.0000 | 16.00 | 144000000.0000 | 21.01 | 146000000.0000 | 22.69 | 110000000.0000 | 23.22 |
| 2023-09-30 | 129000000.0000 | 17.27 | 89204800.0000 | 19.71 | 89672500.0000 | 20.27 | 69477600.0000 | 24.24 |
| 2023-06-30 | 88307800.0000 | 14.86 | 54726200.0000 | 25.77 | 55183900.0000 | 26.53 | 43502100.0000 | 32.99 |
| 2022-12-31 | 150000000.0000 | 14.50 | 119000000.0000 | 45.39 | 119000000.0000 | 44.89 | 89268400.0000 | 46.31 |
| 2022-09-30 | 110000000.0000 | 12.66 | 74518400.0000 | 29.07 | 74559900.0000 | 28.61 | 55919900.0000 | 28.61 |
| 2023-03-31 | 39006200.0000 | 39.95 | 13924400.0000 | 10.13 | 14381600.0000 | 13.15 | 12674400.0000 | 31.35 |
| 2022-06-30 | 76883600.0000 | 26.37 | 43513300.0000 | 18.95 | 43613400.0000 | 18.77 | 32710100.0000 | 18.77 |
| 2021-12-31 | 131000000.0000 | -4.38 | 81851300.0000 | 10.34 | 82128700.0000 | 10.66 | 61013600.0000 | 9.68 |
| 2022-03-31 | 27871400.0000 | 2.50 | 12643500.0000 | 9.90 | 12710200.0000 | 10.12 | 9649500.0000 | 13.90 |
| 2021-09-30 | 97635900.0000 | 18.97 | 57736900.0000 | 10.78 | 57975200.0000 | 11.27 | 43481400.0000 | 12.46 |
| 2021-03-31 | 27192900.0000 | 9.73 | 11505000.0000 | -5.83 | 11542200.0000 | -5.67 | 8472100.0000 | -4.19 |
| 2021-06-30 | 60837800.0000 | 7.37 | 36580200.0000 | 7.57 | 36720600.0000 | 7.84 | 27540500.0000 | 8.02 |
| 2020-09-30 | 82064900.0000 | 3.74 | 52120200.0000 | 6.34 | 52104800.0000 | 6.10 | 38664500.0000 | 4.97 |
| 2020-06-30 | 56661800.0000 | 0.70 | 34005900.0000 | 1.12 | 34052300.0000 | 1.08 | 25495400.0000 | 0.91 |
| 2020-12-31 | 137000000.0000 | 26.85 | 74178500.0000 | 13.55 | 74218300.0000 | 13.23 | 55626600.0000 | 13.22 |
| 2020-03-31 | 24781500.0000 | -5.52 | 12217200.0000 | -3.44 | 12236000.0000 | -3.64 | 8842300.0000 | -7.16 |
| 2019-09-30 | 79102700.0000 | 12.48 | 49013200.0000 | 6.97 | 49110500.0000 | 3.91 | 36832900.0000 | 13.03 |
| 2019-12-31 | 108000000.0000 | 15.66 | 65324300.0000 | 13.26 | 65544400.0000 | 10.73 | 49133300.0000 | 10.90 |
| 2019-03-31 | 26230500.0000 | 73.71 | 12652700.0000 | 102.62 | 12698600.0000 | 110.06 | 9524000.0000 | 110.06 |
| 2019-06-30 | 56266200.0000 | 24.08 | 33628100.0000 | 27.64 | 33688000.0000 | 22.17 | 25266000.0000 | 22.16 |
| 2018-12-31 | 93380500.0000 | 5.98 | 57675200.0000 | 16.08 | 59192700.0000 | 18.26 | 44303300.0000 | 17.91 |
| 2018-06-30 | 45348100.0000 | 13.15 | 26346200.0000 | 1.86 | 27574500.0000 | 5.62 | 20682200.0000 | -2.72 |
| 2018-03-31 | 15100400.0000 | -17.45 | 6244400.0000 | -49.71 | 6045300.0000 | -51.36 | 4534000.0000 | -53.30 |
| 2018-09-30 | 70324400.0000 | 17.45 | 45819100.0000 | 38.94 | 47260400.0000 | 42.24 | 32586700.0000 | 14.20 |
| 2017-06-30 | 40077400.0000 | -13.51 | 25865300.0000 | 9.33 | 26106500.0000 | 8.31 | 21259600.0000 | 20.24 |
| 2017-12-31 | 88112400.0000 | 20.11 | 49686600.0000 | 43.53 | 50054500.0000 | 11.24 | 37574100.0000 | 6.82 |
| 2017-09-30 | 59875400.0000 | -11.03 | 32978400.0000 | 0.85 | 33226100.0000 | -0.24 | 28533900.0000 | 7.84 |
| 2017-03-31 | 18292700.0000 | -25.11 | 12417900.0000 | -24.33 | 12427600.0000 | -25.63 | 9709400.0000 | -25.30 |
| 2016-09-30 | 67301900.0000 | -23.91 | 32700000.0000 | -25.08 | 33305300.0000 | -24.31 | 26458300.0000 | -19.98 |
| 2016-12-31 | 73358400.0000 | -40.36 | 34616600.0000 | -68.53 | 44998100.0000 | -63.12 | 35174000.0000 | -61.60 |
| 2016-06-30 | 46335800.0000 | -19.58 | 23657100.0000 | -28.31 | 24103500.0000 | -26.95 | 17680900.0000 | -28.47 |
| 2015-12-31 | 123000000.0000 | -23.13 | 110000000.0000 | -3.51 | 122000000.0000 | -4.69 | 91606400.0000 | -3.21 |
| 2016-03-31 | 24427100.0000 | -- | 16410800.0000 | -- | 16710800.0000 | -- | 12997000.0000 | -- |
| 2015-06-30 | 57617800.0000 | -32.99 | 32997600.0000 | -50.07 | 32997600.0000 | -50.18 | 24719000.0000 | -50.48 |
| 2015-09-30 | 88454600.0000 | -- | 43646900.0000 | -- | 44003600.0000 | -- | 33063400.0000 | -- |
| 2014-12-31 | 160000000.0000 | -12.57 | 114000000.0000 | -21.92 | 128000000.0000 | -26.01 | 94643000.0000 | -24.89 |
| 2012-12-31 | 230000000.0000 | -- | 196000000.0000 | -- | 212000000.0000 | -- | 163000000.0000 | -- |
| 2013-12-31 | 183000000.0000 | -20.43 | 146000000.0000 | -25.51 | 173000000.0000 | -18.40 | 126000000.0000 | -22.70 |
| 2014-06-30 | 85984100.0000 | -- | 66084900.0000 | -- | 66228900.0000 | -- | 49912500.0000 | -- |
盈利能力分析
| 类别\年份 | 销售毛利率 （%) |
营业利润率 （%) |
总资产利润率 （%) |
净资产收益率 | 存货周转率 | 应收账款周转率 （次) |
总资产周转率 （次) |
| 2025-03 | 92.89 | 91.71 | 2.83 | 1.9800 | -- | -- | 0.03 |
| 2024-12 | 58.06 | 58.16 | 9.41 | 6.8400 | -- | -- | 0.16 |
| 2024-06 | 89.15 | 89.34 | 5.70 | 4.7400 | -- | -- | 0.06 |
| 2024-09 | 62.52 | 62.34 | 6.32 | 5.3700 | -- | -- | 0.10 |
| 2024-03 | 87.25 | 87.68 | 2.82 | 2.2100 | -- | -- | 0.03 |
| 2023-12 | 82.89 | 83.91 | 12.33 | 10.8200 | -- | -- | 0.15 |
| 2023-09 | 69.03 | 69.51 | 7.94 | 6.8800 | -- | -- | 0.11 |
| 2023-06 | 61.97 | 62.49 | 4.69 | 4.2700 | -- | -- | 0.08 |
| 2022-12 | 78.91 | 79.33 | 11.27 | 9.2000 | -- | -- | 0.14 |
| 2022-09 | 68.17 | 67.78 | 7.50 | 5.8300 | -- | -- | 0.11 |
| 2023-03 | 35.70 | 36.87 | 1.26 | 1.2600 | -- | -- | 0.03 |
| 2022-06 | 56.60 | 56.73 | 4.34 | 3.3800 | -- | -- | 0.08 |
| 2021-12 | 62.35 | 62.69 | 8.41 | 6.4100 | -- | -- | 0.13 |
| 2022-03 | 45.36 | 45.60 | 1.29 | 1.0100 | -- | -- | 0.03 |
| 2021-09 | 59.13 | 59.38 | 5.98 | 4.5900 | -- | -- | 0.10 |
| 2021-03 | 42.31 | 42.45 | 1.20 | 0.9000 | -- | -- | 0.03 |
| 2021-06 | 60.13 | 60.36 | 3.86 | 2.9000 | -- | -- | 0.06 |
| 2020-09 | 63.51 | 63.49 | 5.56 | 4.1900 | -- | -- | 0.09 |
| 2020-06 | 60.02 | 60.10 | 3.67 | 2.7500 | -- | -- | 0.06 |
| 2020-12 | 54.20 | 54.17 | 7.57 | 6.0000 | -- | -- | 0.14 |
| 2020-03 | 49.30 | 49.38 | 1.31 | 0.9600 | -- | -- | 0.03 |
| 2019-09 | 61.96 | 62.08 | 5.35 | 4.0600 | -- | -- | 0.09 |
| 2019-12 | 60.03 | 60.69 | 7.03 | 5.4300 | -- | -- | 0.12 |
| 2019-03 | 48.24 | 48.41 | 1.36 | 1.0500 | -- | -- | 0.03 |
| 2019-06 | 59.77 | 59.87 | 3.69 | 2.7700 | -- | -- | 0.06 |
| 2018-12 | 61.76 | 63.39 | 6.44 | 5.0200 | -- | -- | 0.10 |
| 2018-06 | 58.10 | 60.81 | 2.82 | 2.3800 | -- | -- | 0.05 |
| 2018-03 | 41.35 | 40.03 | 0.57 | 0.9700 | -- | -- | 0.01 |
| 2018-09 | 65.15 | 67.20 | 5.16 | 3.7200 | -- | -- | 0.08 |
| 2017-06 | 64.54 | 65.14 | 2.45 | 2.6000 | -- | -- | 0.04 |
| 2017-12 | 56.39 | 56.81 | 4.62 | 4.4200 | -- | -- | 0.08 |
| 2017-09 | 55.08 | 55.49 | 3.11 | 3.3600 | -- | -- | 0.06 |
| 2017-03 | 67.88 | 67.94 | 1.15 | 1.1500 | -- | -- | 0.02 |
| 2016-09 | 48.59 | 49.49 | 3.57 | 3.2300 | -- | -- | 0.07 |
| 2016-12 | 47.19 | 61.34 | 4.47 | 4.2700 | -- | -- | 0.07 |
| 2016-06 | 51.06 | 52.02 | 2.55 | 2.1700 | -- | -- | 0.05 |
| 2015-12 | 89.27 | 99.19 | 9.99 | 11.3200 | -- | -- | 0.10 |
| 2016-03 | 67.18 | 68.41 | -- | 1.6000 | -- | -- | -- |
| 2015-06 | 57.27 | 57.27 | 2.82 | 2.9700 | -- | -- | 0.05 |
| 2015-09 | 49.34 | 49.75 | -- | 3.9800 | -- | -- | -- |
| 2014-12 | 71.31 | 80.00 | 10.42 | 12.2700 | -- | -- | 0.13 |
| 2012-12 | 85.11 | 92.17 | 17.45 | -- | -- | -- | 0.19 |
| 2013-12 | 79.80 | 94.54 | 14.79 | -- | -- | -- | 0.16 |
| 2014-06 | 76.86 | 77.02 | 5.98 | -- | -- | -- | 0.08 |
偿债能力分析
| 类别\年份 | 资产负债率 （%) |
股东权益比率 （%) |
流动比率 | 速动比率 |
| 2025-03 | 1.61 | 98.35 | -- | -- |
| 2024-12 | 11.32 | 88.68 | -- | -- |
| 2024-06 | 12.94 | 87.06 | -- | -- |
| 2024-09 | 12.87 | 87.13 | -- | -- |
| 2024-03 | 4.32 | 95.69 | -- | -- |
| 2023-12 | 11.99 | 88.01 | -- | -- |
| 2023-09 | 11.25 | 88.75 | -- | -- |
| 2023-06 | 17.01 | 82.99 | -- | -- |
| 2022-12 | 5.66 | 94.32 | -- | -- |
| 2022-09 | 3.84 | 96.18 | -- | -- |
| 2023-03 | 11.49 | 88.51 | -- | -- |
| 2022-06 | 7.22 | 92.84 | -- | -- |
| 2021-12 | 2.58 | 97.44 | -- | -- |
| 2022-03 | 2.52 | 97.46 | -- | -- |
| 2021-09 | 1.92 | 98.14 | -- | -- |
| 2021-03 | 1.39 | 98.65 | -- | -- |
| 2021-06 | 1.70 | 98.32 | -- | -- |
| 2020-09 | 1.33 | 98.61 | -- | -- |
| 2020-06 | 1.87 | 98.06 | -- | -- |
| 2020-12 | 3.96 | 96.02 | -- | -- |
| 2020-03 | 0.92 | 99.04 | -- | -- |
| 2019-09 | 1.12 | 98.91 | -- | -- |
| 2019-12 | 1.45 | 98.61 | -- | -- |
| 2019-03 | 1.87 | 98.17 | 6.6200 | 6.6200 |
| 2019-06 | 1.69 | 98.25 | -- | -- |
| 2018-12 | 1.85 | 98.15 | 1.9800 | 1.9500 |
| 2018-06 | 10.03 | 89.98 | 9.2600 | 9.2600 |
| 2018-03 | 18.34 | 81.66 | 5.1100 | 5.1000 |
| 2018-09 | 2.60 | 97.38 | 35.5500 | 35.5500 |
| 2017-06 | 20.90 | 79.01 | 0.1700 | 0.1700 |
| 2017-12 | 20.59 | 79.41 | 4.4600 | 4.4500 |
| 2017-09 | 20.24 | 79.76 | 0.2700 | 0.2700 |
| 2017-03 | 20.82 | 79.18 | 4.4100 | 4.4100 |
| 2016-09 | 10.71 | 89.28 | 8.5700 | 8.5500 |
| 2016-12 | 16.39 | 83.61 | 5.5800 | 5.5800 |
| 2016-06 | 12.70 | 87.20 | 7.2400 | 7.2400 |
| 2015-12 | 33.91 | 66.09 | 2.7800 | 0.3500 |
| 2016-03 | -- | -- | -- | -- |
| 2015-06 | 32.34 | 67.66 | 2.9700 | 0.0700 |
| 2015-09 | -- | -- | -- | -- |
| 2014-12 | 33.31 | 66.69 | 2.9300 | 0.2800 |
| 2012-12 | 25.02 | 74.98 | 3.9800 | 3.9800 |
| 2013-12 | 38.03 | 61.88 | 2.5600 | 2.5600 |
| 2014-06 | 30.14 | 69.86 | 3.2300 | 3.2300 |
成本费用分析
| 类别\年份 | 营业成本 （元) |
销售费用 （元) |
管理费用 （元) |
财务费用 （元) |
| 2025-03 | 1995500.0000 | -- | 5599200.0000 | -- |
| 2024-12 | 67102200.0000 | -- | 15677400.0000 | -- |
| 2024-06 | 8078300.0000 | -- | 9843100.0000 | -- |
| 2024-09 | 44596600.0000 | -- | 11647600.0000 | -- |
| 2024-03 | 4569600.0000 | -- | 5241000.0000 | -- |
| 2023-12 | 29774400.0000 | -- | 26744800.0000 | -- |
| 2023-09 | 39954300.0000 | -- | 22150900.0000 | -- |
| 2023-06 | 33581600.0000 | -- | 18265500.0000 | -- |
| 2022-12 | 31628500.0000 | -- | 33155600.0000 | -- |
| 2022-09 | 35011500.0000 | -- | 9683100.0000 | -- |
| 2023-03 | 25081800.0000 | -- | 12672000.0000 | -- |
| 2022-06 | 33370300.0000 | -- | 6551800.0000 | -- |
| 2021-12 | 49324100.0000 | -- | 14127100.0000 | -- |
| 2022-03 | 15227900.0000 | -- | 3270800.0000 | -- |
| 2021-09 | 39899000.0000 | -- | 9840000.0000 | -- |
| 2021-03 | 15687900.0000 | -- | 3707100.0000 | -- |
| 2021-06 | 24257700.0000 | -- | 6944900.0000 | -- |
| 2020-09 | 29944600.0000 | -- | 9397300.0000 | -- |
| 2020-06 | 22655900.0000 | -- | 6393900.0000 | -- |
| 2020-12 | 62748800.0000 | -- | 12566500.0000 | -- |
| 2020-03 | 12564400.0000 | -- | 3345500.0000 | -- |
| 2019-09 | 30089500.0000 | -- | 7988600.0000 | -- |
| 2019-12 | 43163300.0000 | -- | 12233800.0000 | -- |
| 2019-03 | 13577800.0000 | -- | 3609800.0000 | -- |
| 2019-06 | 22638200.0000 | -- | 5663100.0000 | -- |
| 2018-12 | 35705300.0000 | -- | 11953300.0000 | 5341600.0000 |
| 2018-06 | 19001900.0000 | -- | 5810300.0000 | 4605700.0000 |
| 2018-03 | 8856000.0000 | -- | -- | -- |
| 2018-09 | 24505300.0000 | -- | 8083300.0000 | -- |
| 2017-06 | 14212100.0000 | -- | 5462800.0000 | -- |
| 2017-12 | 38425800.0000 | -- | 11611200.0000 | 11306900.0000 |
| 2017-09 | 26897000.0000 | -- | 7335600.0000 | -- |
| 2017-03 | 5874800.0000 | -- | 3281500.0000 | -- |
| 2016-09 | 34601900.0000 | -- | 10045400.0000 | -- |
| 2016-12 | 38741900.0000 | -- | 13491700.0000 | 11517200.0000 |
| 2016-06 | 22678700.0000 | -- | 7787900.0000 | -- |
| 2015-12 | 13199500.0000 | -- | 11388900.0000 | 23997200.0000 |
| 2016-03 | 8016400.0000 | -- | -- | -- |
| 2015-06 | 24620200.0000 | -- | 9057300.0000 | 3761600.0000 |
| 2015-09 | 44807800.0000 | -- | 12068800.0000 | -- |
| 2014-12 | 45900900.0000 | -- | 20336000.0000 | 9579000.0000 |
| 2012-12 | 34249300.0000 | -- | 11551400.0000 | 2560900.0000 |
| 2013-12 | 36966300.0000 | -- | 15445700.0000 | 4316700.0000 |
| 2014-06 | 19899300.0000 | -- | 8875500.0000 | 4500000.0000 |